Bathroom and kitchen remodeling in Loveland: the city and its houses
Loveland incorporated in 1881 and grew along the Big Thompson River to 76,378 people by 2020, with Lake Loveland, Boyd Lake and Carter Lake to the west and the Centerra shopping district at I-25 and US 34. A city that old and that spread out mixes houses of every decade, and the age of the house usually decides the job: older homes tend to need layout and plumbing changes, newer ones mostly need finishes.
- Hall baths with a 60 inch tub and a surround that has outlived its grout, the usual tub to shower candidate.
- Primary baths with a corner tub and a small stall, often merged into one larger walk-in shower.
- Kitchens with sound cabinets and tired counters, where new quartz and lighting change the room for less.
- Closed kitchens in older homes, where opening a wall is the real project.
Permits in Loveland are the City's, not Fort Collins'
Loveland runs its own Building Division at 410 East 5th Street (970-962-2505). Homeowners may work on their own primary residence with a homeowner affidavit; for rentals, multi-family and non-residential buildings, structural, mechanical, electrical and plumbing work needs a City of Loveland contractor license. Confirm the current rules with the Division before you plan the schedule.
Fort Collins' licensing classes don't carry over into Loveland, and the reverse; the contractor license guide lays out how each town handles it.
What Loveland remodels cost
| Job | Typical cost | Source |
|---|---|---|
| Refresh, layout unchanged | $2,400 to $10,000 | Fixr minor bathroom remodel |
| Midrange bathroom remodel | $24,920 | Mountain region, Cost vs Value 2025 |
| Tub to shower conversion | $2,000 to $12,000 | This Old House 2026 survey |
| Minor midrange kitchen remodel | $28,490 | Mountain region, Cost vs Value 2025 |
No Loveland-only remodel price series is published; these regional and national figures are the closest dated guides. Quotes vary by home.
Line items, permit-fee math for Fort Collins jobs and what each budget buys are on bathroom remodel cost.
Water, glass and fixtures in Loveland
Loveland's utility says water softeners aren't necessary for its customers because the water is soft compared with other systems, and it publishes hardness in its monthly drinking water analysis. That is good news for frameless shower glass and matte fixtures. The water hardness guide covers Fort Collins and Loveland side by side.
More on the work itself: tub to shower conversion, kitchen remodeling and bathroom remodeling in Fort Collins. South of Loveland, Berthoud has its own building department and contractor licensing.
